Translation Disclaimer

Google Translate is made available on the Fund's website solely for your convenience.
The official text is the English language version of the Fund's website. If you have any questions related to the accuracy of the information contained in your translation, please refer to the English version of the website.

English (United States)
What Are You Looking For?

Part Time Basic Plan - Frequently Asked Questions (FAQs)

   ELIGIBILITY FOR BENEFITS

 

What benefits do I have?

The Part Time Basic plan provides ancillary benefits which include dental and life insurance (including Accidental Death & Dismemberment).

 

How can I get a new or another dental plan ID card?

If you have not received a Delta Dental ID card for your benefits dental benefits or need an additional ID card for a dependent please call Member Services at 800-551-3225.

 

How do I know if a health service is covered?

You should review your Summary Plan Description (SPD) for detailed coverage of your benefits. If you have additional questions contact Member Services at 800-551-3225.

 

Are my dependent(s) eligible?

Yes, if your collective bargaining or participation agreement provides for family coverage. In general, your covered dependent(s) include your spouse and your children until they reach 26 years of age (refer to your (SPD) for more information).

 

What do I have to do to cover my dependent?

  • Fill out and return the appropriate form.
  • Provide documentation that proves that individual you want to enroll is your dependent. For example, you must provide a marriage certificate to cover your spouse or a birth certificate for a dependent child.

Call Member Services at 800-551-3225 for more information.

Click here to access the Dependent Enrollment form

 

What happens if I have a change in my life (like marriage, birth of a child or divorce)?

You must:

  • Notify the Fund within thirty (30) days of the date of the event or marriage or birth.
  • Fill out and return the appropriate form.
  • Provide documentation proving the relationship.

If you notify the Fund within thirty (30) days, your dependent will be covered from the date of the event (birth, adoption, marriage). If you do not notify the Funds within thirty (30) days of the event, your spouse/child will only be covered prospectively from the date you notify the Fund.

 

Do I need to enroll to be covered for benefits?

No, you are automatically enrolled in benefits but you will need to enroll your eligible dependents.


   DENTAL BENEFIT

 

What does my dental benefit cover?

The Dental Plan through Delta Dental covers a wide range of dental services, including:

  • Preventive and diagnostic services, such as routine oral exams, cleanings, x-rays, topical fluoride applications and sealants,
  • Basic therapeutic and restorative services, such as fillings and extractions,
  • Major services, such as fixed bridge work, crowns, dentures and gum surgery, and
  • Orthodontic services, such as diagnostic procedures and appliances to realign teeth

Dental benefits are subject to frequency limits and there is an annual maximum of $1,000 per person for dental care. There is no annual maximum for participants or dependents under age 19. Refer to your SPD for detailed information.

 

Which dentists can I see and what will I pay when I see a dentist?

Your Delta Dental Plan has a large network of participating PPO dentists throughout the country. When you use a participating PPO dentist most services are covered in full. You can find a participating Delta Dental PPO dentist near you by searching Delta Dental or contacting Delta Dental at 800-932-0783.

You can also use a non-participating dentist but you will need to submit a claim to Delta Dental for reimbursement. Delta Dental will reimburse you directly up to what Delta Dental pays an participating PPO dentist for those services. You are responsible for any balance billing from the non-participating dentist.

Consult your SPD or call Member Services at 800-551-3225 for more information.


   LIFE INSURANCE BENEFIT

 

What is my life insurance benefit and how does my beneficiary claim this benefit?

You have a $10,000 life insurance benefit with MetLife. You beneficiary should contact Member Services at 800-551-3225 when filing a claim.


   GENERAL QUESTIONS

 

Do I have to file claims?

If you do not use a participating provider, you have to file the claims yourself.

 

If I change 32BJ covered employers, what happens to my health coverage?

If you change covered employers and you have a break of 91 days or less in employment, your coverage will begin on your first day back to work. If there is more than a 91 day break in employment, your coverage will not begin until you complete 90 consecutive days of employment with your new covered employers (refer to your SPD for more information).

 

If I leave the industry, how long can I stay on the health coverage?

Your coverage will end on the last day of the second pay period in which no hours are reported. Prior to the expiration of your coverage, you will be offered under the Consolidated Omnibus Budget Reconciliation Act of 1986 (“COBRA”) the opportunity to purchase vision coverage for up to seventeen (17) months from your eligibility end date. COBRA coverage is very expensive because you pay the entire premium. Before you elect COBRA, you should go to www.Healthcare.gov to learn what options may be available to you in the Healthcare Marketplace.

 

What happens to my health coverage if I become disabled?

If you are eligible, the Fund will pay continued health coverage (Fund-paid Health Extension). This coverage counts toward the time you are eligible for COBRA. To be eligible, you must:

  • Have become disabled (either totally or totally and permanently) while working in covered employment.
  • Be unable to work.
  • Be receiving (or be approved to receive) one of the following benefits:
    • Short-term Disability (“STD”).
    • Worker’s Compensation.

If you are covered by the Part Time Basic plan, your coverage may be extended for up to six (6) months.

 

What happens to my family’s coverage if I die?

If your family is enrolled/covered on the date of your death, their coverage will continue at no cost for thirty (30) days. Prior to the expiration of the thirty (30) days, your family will be offered the opportunity to continue coverage under COBRA for 35 more months by paying a monthly premium. COBRA coverage is very expensive because you pay the entire premium. Before you elect COBRA, you should go to www.Healthcare.gov to learn what options may be available to you in the Healthcare Marketplace.

 

Who do I call if I have questions?

Call Member Services at 800-551-3225 Monday through Friday between the hours of 8:30am to 5:00pm. Or visit the Welcome Center at 25 West 18th Street, New York, NY 10011, Monday through Friday between the hours of 8:30am - 6:00pm.